Employment Practices Liability for Growth and Middle Market Businesses

Overview

In today’s legal and economic environment, every company is at risk for lawsuits by its current and former employees. Employment Practices Liability Insurance (“EPLI”) aims to help companies respond to a variety of employment related issues. Arch Insurance offers comprehensive coverage for the most critical employment issues including discrimination, harassment, wrongful termination, retaliation and other employment related torts. In an environment of increasing employee litigation, EPL insurance and risk management tools from Arch Insurance can help companies reduce financial loss and reputational damage.

Our team of underwriting professionals has extensive experience in evaluating these types of risks. Our underwriters evaluate and analyze the risk factors for each account and tailor our underwriting approach and solution for the specific exposures of each insured.

Customer Profile

Public and Private companies varying in the number of employees and in all industry segments.

Distribution

Retail and wholesale producers.

Capacity

Up to $25 million in limits on a primary and excess basis.

Corporate Contacts

Stephen Swartley

CUO, Executive Assurance & Senior Vice President, Growth & Middle Market

+ 1 646 563 6315

[email protected]

Hela Trerotola

Senior Vice President, Growth & Middle Market

+1 631 786 5251

[email protected]

Proud to be recognized as a 2024 5-Star Professional Liability and D&O carrier by Insurance Business America.

This award recognizes carriers leading the way with award-winning underwriting expertise, speed in claims handling and strength of product solutions.

Our Brand Promise

Pursuing Better Together encapsulates how we do business at Arch Insurance. It is an approach that is based on collaboration, responsiveness and a genuine commitment to continually raising the bar.

It is our promise to our brokers, colleagues and other partners to:

  • Listen, share insights and work together to deliver informed solutions.
  • Build trusting, respectful and responsive relationships.
  • Understand your goals and explore possibilities together.

Key Product Features

Arch has developed leading-edge policies that helps employers across all sizes and industries combat the most pressing risk issues of the day.

Key features include:

  • State-of-the-Art “EEOC Charge & Written Demand Continuity Protection”.
    • Solution to late notice on EEOC Charges and Written Demands.
    • Can protect Insureds when Claims Managers are unaware of such charges and demands.
  • Broadened definition of Employment Practices Wrongful Act including:
    • Discrimination based on military or veteran status or political affiliation.
    • Workplace bullying.
    • Retaliation to include negative treatment of any Employee.
    • Third-Party liability coverage.
    • Coverage for Wrongful Acts utilizing Internet & Social Media.
    • Loss definition includes explicit defense costs carve-back.
    • Emotional distress and mental anguish carve-back to bodily injury exclusion.
    • No intentional conduct exclusion.
    • Non-rescindable policy.
    • Precise definition of Class Action Claim.
    • Defense Cost advancement on a current basis.
    • No Retention for Insured Persons when Insured cannot indemnify by reason of insolvency.

Loss Control Services

Arch Insurance is pleased to offer a comprehensive risk management service provided by Jackson Lewis to help manage your workforce proactively and reduce your exposure to employment claims. Since its founding in 1958, Jackson Lewis — a national firm employing over 1,000 labor and employment lawyers — has exclusively represented management in cases involving a full spectrum of workplace law issues

Website: www.jacksonlewis.com

Hotline: 1 908 795 2981

This comprehensive program has the following components:

  • Hotline services provided by Jackson Lewis. Jackson Lewis provides a no-charge confidential call-in “Hotline” for companies insured by Arch Insurance. The Hotline can assist you on a broad range of employment related subjects such as forms of harassment, insubordination, wage and hour issues, leaves of absence, immigration processes, employment-at-will concepts, etc.
  • Online EPL Risk Management Tools. You can also access exclusive Jackson Lewis bulletins online, detailing trends and developments in labor and employment law, everything explained in practical and straightforward terms.

Submission Guidelines

  • Completed Application with loss history (refer to the Document Library).
  • Please send all submissions to your local underwriter or directly to the appropriate regional contact listed below.

Speak with a Regional Expert

Northeast Contact

Peter Phillips

Vice President, Growth & Middle Market

+ 1 646 563 5871

[email protected]

South Central Contact

Chad Bertuleit

Vice President, Growth & Middle Market

+1 303 218 2133

[email protected]

West Contact

Patrick Bradbury

Regional Vice President, Growth & Middle Market

+1 415 490 9610

[email protected]

Southeast Contact

Mitchell Adolphson

Regional Vice President, Growth & Middle Market

+1 404 682 3634

[email protected]

Central Contact

Brittany Cosgrove

Regional Vice President, Growth & Middle Market

+1 312 601 8424

[email protected]

Document Library

Information

The Hotline is not intended to provide an answer as to whether any specific adverse personnel action should be taken. It provides general employment law advice only. Please note that the Hotline cannot be used to report service of an administrative charge, arbitration demand, service of lawsuits, or other notices.

Please note that the independent risk management services offered by Jackson Lewis P.C. are accessible to you as a policyholder of Arch Insurance or one of its subsidiaries and affiliates. Arch Insurance is independent from Jackson Lewis P.C. and is not responsible for any fees or charges you may incur for services or products which may be offered to you, or for which you may contract with Jackson Lewis P.C. Under no circumstances should the recommendations, services or products of Jackson Lewis P.C. be construed as recommendations, services or products of Arch Insurance. By making this service provider accessible to you, Arch Insurance does not assume (and specifically disclaims) any duty, undertaking or responsibility to you regarding the employment risk management services of Jackson Lewis P.C.