Arch Essential Excess Policy® for Growth & Middle Market Businesses

Follow Form Excess Liability insurance policy


In today’s legal, economic and regulatory environment, management liability products such as Directors & Officers Liability (D&O), Employment Practices Liability (EPL), Fiduciary Liability and Commercial Crime are of the utmost importance. Brokers, agents, clients and their counsel work extensively on crafting the terms and conditions of the primary policies to provide extensive coverage. With many companies purchasing excess insurance as well, it is essential for an excess policy to seamlessly follow the terms and conditions of that primary policy. This ensures that the same breadth of coverage is provided without any potential gaps that can cause financial harm to a purchaser. The Arch Essential Excess Policy® is a simple, straightforward policy that succeeds in meeting this important goal of follow-form coverage.

Customer Profile

Public and private companies in all industry segments.


Select retail and wholesale producers.


Up to $25 million in limits on a primary and excess basis.

Corporate Contacts

Stephen Swartley

CUO, Executive Assurance & Senior Vice President, Growth & Middle Market

+ 1 646 563 6315

[email protected]

Hela Trerotola

Senior Vice President, Growth & Middle Market

+1 631 786 5251

[email protected]

Insurance Business America 2022 5-Star Professional Liability Carrier

Proud to be recognized as a 2022 5-Star Professional Liability and D&O carrier by Insurance Business America.

Jamie Schibuk, EVP Professional Liability and Cyber, and Hela Trerotola, SVP Growth & Middle Market, describe what differentiates Arch in the market and their plans for the future.

Our Brand Promise

Pursuing Better Together encapsulates how we do business at Arch Insurance. It is an approach that is based on collaboration, responsiveness and a genuine commitment to continually raising the bar.

It is our promise to our brokers, colleagues and other partners to:

  • Listen, share insights and work together to deliver informed solutions.
  • Build trusting, respectful and responsive relationships.
  • Understand your goals and explore possibilities together.

Key Product Features

  • Can provide excess coverage for D&O, EPL, Fiduciary or Crime.
  • Simple “Follow Form” Insuring Agreement.
  • Market leading “Exhaustion of the Underlying” language including payment by the Insured or a DIC carrier.
  • Automatic recognition of depletion for sub-limits in the primary policy.
  • Major Definitions (Application, Claim, Loss and Insured) are all defined as per the Primary Policy.
  • No Cancellation section or Subrogation section.

Submission Guidelines

Please send all submissions to your local underwriter or directly to the appropriate regional contact listed below.

Speak with a Regional Expert

Northeast Contact

Peter Phillips

Vice President, Growth & Middle Market

+ 1 646 563 5871

[email protected]

South Central Contact

Chad Bertuleit

Vice President, Growth & Middle Market

+1 303 218 2133

[email protected]

West Contact

Patrick Bradbury

Regional Vice President, Growth & Middle Market

+1 415 490 9610

[email protected]

Southeast Contact

Mitchell Adolphson

Regional Vice President, Growth & Middle Market

+1 404 682 3634

[email protected]

Central Contact

Brittany Cosgrove

Regional Vice President, Growth & Middle Market

+1 312 601 8424

[email protected]

Document Library

Application for D&O

Download PDF

Renewal Application for D&O

Download PDF

Excess Policy – Dec Page

Download PDF

Excess Policy – Policy Form

Download PDF