Middle Market Solutions

Overview

Arch’s Middle Market Solutions group is a dedicated underwriting, claims and risk control team that specializes in providing multi-line property and casualty (P&C) insurance products for select industry groups. These industries include private equity (PE) firms, including their portfolio companies, healthcare, financial institutions and professional services, technology and telecommunications, and real estate and hospitality. Our specialized teams leverage their deep knowledge of industry nuance and intricacies, and the complexities of private equity-back transactions to deliver enhanced solutions and an exceptional experience to both our customers and brokerage partners.

Moreover, Arch’s focus on private equity companies and their portfolio management provides it with the expertise to navigate each individual deal with the speed, responsiveness, and flexibility that is necessary for success in this space. Arch’s middle market package expands Arch’s overall private equity offering by providing PE funds and our brokers access to a full suite of products for their insurance needs during a private equity transaction. In addition, our Middle Market Solutions team has the ability to offer both guaranteed cost and loss sensitive products, allowing for seamless program transitions, as sponsored private equity clients grow.

Why Choose Arch Middle Market Solutions?

• Limited and preferred distribution model. 
• Dedicated middle market underwriting team. 
• Industry specialized teams within underwriting, claims and risk control.
• Multidisciplinary individual account underwriting approach.
• Ability to write private equity portfolios.
• Multiple program structures, flexible rating options, and dividend programs available.

Corporate Contacts

Our Brand Promise

Pursuing Better Together encapsulates how we do business at Arch Insurance. It is an approach that is based on collaboration, responsiveness and a genuine commitment to continually raising the bar.

Products  

• Workers’ compensation. 
• General and product liability. 
• Automobile liability and physical damage. 
• Property.
• Umbrella/Excess. 

Casualty Program Structure  

Guaranteed cost (GC) policy structures with multiple flex rating options. $100,000 total account minimum premium GC/low end loss sensitive.  

• Guaranteed Cost. 
• Maintenance deductibles ($25,000 or less). 
• Ability to provide both Guaranteed Cost and low end loss sensitive structures on the same risk pending exposure and control information/financial information.
• Loss responsive and fixed dividend plans available for Workers Compensation.

Property Program Structure

• Policy limits up to $150M.
• Covers United States, including its territories and possessions. Foreign locations cannot be included.
• Comprehensive all-risk form, clear definitions, and boiler and machinery fully embedded. 

Claims 

Dedicated Middle Market Solutions Claim Account Manager (CAM) and liaisons.  

• Quasi-bundled claim approach, claim cost included in GC programs and administered by approved TPAs.
• Dedicated CAM for each risk, responsible for account management, service and claims communications/oversight. 
• Major Case Unit (MCU) claim specialists assist in strategic management of high exposure liability cases. 
• Workers’ compensation and liability claim directors provide jurisdictional expertise and oversight, focusing on reserve adequacy and claim outcomes.  
• BI Predictive analytics tool designed to help the CAMs identify those claims appropriate for MCU referral and/or close monitoring by the CAM. 

Risk Control   

Dedicated Middle Market Solutions Risk Control Manager and support team. 

• Fully customizable bundled and unbundled Risk Control programs.
• Strategic planning and coordination of services. 
• Deep understanding and experience with M&A client base. 

Distribution  

Limited and preferred distribution model. 

• Open with select retailers only. 
• National underwriting group.