Employment Practices Liability for Large Commercial Companies

Overview

In today’s legal and economic environment, every company is at risk for lawsuits by its current and former employees. Employment Practices Liability Insurance (“EPLI”) aims to help companies respond to a variety of employment related issues. Arch Insurance offers comprehensive coverage for the most critical employment issues including discrimination, harassment, wrongful termination, retaliation and other employment related torts. In an environment of increasing employee litigation, EPL insurance and risk management tools from Arch Insurance can help companies reduce financial loss and reputational damage.

Our team of underwriting professionals has extensive experience in evaluating these types of risks. Our underwriters evaluate and analyze the risk factors for each account and tailor our underwriting approach and solution for the specific exposures of each insured.

Customer Profile

Public and Private companies varying in the number of employees and in all industry segments.

Distribution

Retail and wholesale producers.

Capacity

Up to $25 million in limits on a primary and excess basis.

Corporate Contacts

Chris Christon

Senior Vice President, Head of Large Commercial Group

Direct: +1 646 563 6375

Mobile: +1 917 494 4591

[email protected]

Will Seifert

Senior Vice President, Large Commercial Group

+1 646 563 5633

[email protected]

Jordan Borio

Senior Vice President, Large Commercial Group

+1 312 601 4131

[email protected]

Insurance Business America 2022 5-Star Professional Liability Carrier

Proud to be recognized as a 2022 5-Star Professional Liability and D&O carrier by Insurance Business America.

Jamie Schibuk, EVP Professional Liability and Cyber, and Hela Trerotola, SVP Growth & Middle Market, describe what differentiates Arch in the market and their plans for the future.

Our Brand Promise

Pursuing Better Together encapsulates how we do business at Arch Insurance. It is an approach that is based on collaboration, responsiveness and a genuine commitment to continually raising the bar.

It is our promise to our brokers, colleagues and other partners to:

  • Listen, share insights and work together to deliver informed solutions.
  • Build trusting, respectful and responsive relationships.
  • Understand your goals and explore possibilities together.

Key Product Features

Arch has developed leading-edge policies that helps employers across all sizes and industries combat the most pressing risk issues of the day.

Key features include:

  • State-of-the-Art “EEOC Charge & Written Demand Continuity Protection”.
    • Solution to late notice on EEOC Charges and Written Demands.
    • Can protect Insureds when Claims Managers are unaware of such charges and demands.
  • Broadened definition of Employment Practices Wrongful Act including:
    • Discrimination based on military or veteran status or political affiliation.
    • Workplace bullying.
    • Retaliation to include negative treatment of any Employee.
    • Third-Party liability coverage.
    • Coverage for Wrongful Acts utilizing Internet & Social Media.
    • Loss definition includes explicit defense costs carve-back.
    • Emotional distress and mental anguish carve-back to bodily injury exclusion.
    • No intentional conduct exclusion.
    • Non-rescindable policy.
    • Precise definition of Class Action Claim.
    • Defense Cost advancement on a current basis.
    • No Retention for Insured Persons when Insured cannot indemnify by reason of insolvency.

Loss Control Services

Arch Insurance is pleased to offer a comprehensive risk management service provided by Jackson Lewis to help manage your workforce proactively and reduce your exposure to employment claims. Since its founding in 1958, Jackson Lewis — a national firm employing over 1,000 labor and employment lawyers — has exclusively represented management in cases involving a full spectrum of workplace law issue.

Website: www.jacksonlewis.com

Hotline: 1 908 795 2981

This comprehensive program has the following components:

  • Hotline services provided by Jackson Lewis. Jackson Lewis provides a no-charge confidential call-in “Hotline” for companies insured by Arch Insurance. The Hotline can assist you on a broad range of employment related subjects such as forms of harassment, insubordination, wage and hour issues, leaves of absence, immigration processes, employment-at-will concepts, etc.
  • Online EPL Risk Management Tools. You can also access exclusive Jackson Lewis bulletins online, detailing trends and developments in labor and employment law, everything explained in practical and straightforward terms.

Submission Guidelines

Completed Application with loss history (refer to the Document Library).

Speak with a Regional Expert

Northeast Contact

Chip Siarnacki

Regional Vice President, Large Commercial Group

+1 212 271 8329

[email protected]

Central Contact

Howard Sider

Vice President, Large Commercial Group

+ 1 201 424 1464

[email protected]

Southeast Contact

Christian Hartman

Assistant Vice President, Large Commercial Group

+ 1 646 563 8250

[email protected]

West Contact

Mary Manion

Vice President, Large Commercial Group

+1 646 563 6376

[email protected]

Document Library

Essential EPL Application

Download PDF

Essential EPL – Dec

Download PDF

Essential EPL- Policy

Download PDF

Jackson Lewis Risk Management Services for EPL

Download PDF

Information

The Hotline is not intended to provide an answer as to whether any specific adverse personnel action should be taken. It provides general employment law advice only. Please note that the Hotline cannot be used to report service of an administrative charge, arbitration demand, service of lawsuits, or other notices.

Please note that the independent risk management services offered by Jackson Lewis P.C. are accessible to you as a policyholder of Arch Insurance or one of its subsidiaries and affiliates. Arch Insurance is independent from Jackson Lewis P.C. and is not responsible for any fees or charges you may incur for services or products which may be offered to you, or for which you may contract with Jackson Lewis P.C. Under no circumstances should the recommendations, services or products of Jackson Lewis P.C. be construed as recommendations, services or products of Arch Insurance. By making this service provider accessible to you, Arch Insurance does not assume (and specifically disclaims) any duty, undertaking or responsibility to you regarding the employment risk management services of Jackson Lewis P.C.