Excess & Surplus Property

Arch E&S Property offers practical solutions for difficult risks, including those generally avoided by the broader commercial property market.


We develop “first call” relationships with our producers and nurture long-term relationships through responsive and disciplined underwriting. Our underwriters average in excess of 20 years of diverse insurance experience, so we understand the market – regardless of market direction. 

Corporate Contact

Valerie Turpin

Chief Underwriting Officer, Property

+1 347 514 5218

[email protected]

Joseph Morrello

Executive Vice President, Head of E&S Property

+1 551 277 1538

[email protected]

Our Brand Promise

Pursuing Better Together encapsulates how we do business at Arch Insurance. It is an approach that is based on collaboration, responsiveness and a genuine commitment to continually raising the bar.

It is our promise to our brokers, colleagues and other partners to:

  • Listen, share insights and work together to deliver informed solutions.
  • Build trusting, respectful and responsive relationships.
  • Understand your goals and explore possibilities together.

Customer Profile

  • Healthcare services – hospital, nursing home, assisted living.
  • Hospitality – hotels, motels, country clubs and restaurants. 
  • Manufacturing/processing. 
  • Real estate schedules – residential properties, shopping centers, office buildings.
  • Course of construction risks and renovation projects (non-structural).
  • Equipment and property floaters.
  • Entertainment – theatres/amphitheaters, sports complexes.
  • Financial services. 
  • Houses of worship. 
  • Municipalities.
  • Programs needing additional capacity.
  • Risks exposed to catastrophic perils.
  • School Districts – elementary,  secondary, colleges and universities.
  • Vacant buildings.
  • Warehouses and distribution centers.

Products and Coverages


  • Primary/Ground-up/Excess. 
  • Shared & Layered. 
  • Single Peril/Difference in Conditions – CAT exposed risks. 
  • Builders’ Risk – lower hazard. 
  • Higher Hazard Facility. 
    • Primary Residential. 
    • Higher Hazard Non-CAT Occupancies. 

Coverages Available

  • All risks.
  • Single peril/Difference in conditions coverages for earthquake, flood or wind.
  • Equipment breakdown available as an additional coverage.

Features and Benefits


  • Tailored programs.
  • Practical solutions for challenging situations.
  • Flexible policy wordings.
  • Programs needing additional capacity.
  • Domestic jurisdictions only.
  • Wide array of deductible and self-insured retention options.
  • Preferred AOP deductible: $10K per occurrence. Can go to $5K minimum under special circumstances.
  • CAT deductible minimums: varies by zone.


  • Up to $25M in limits.
  • $20,000 minimum premium, except $25,000 higher hazard facility. 


  • We are a wholesale only market with wholesale only producers.

Service Delivery

  • Our in-house claims professionals have extensive experience handling most types of losses and are dedicated to providing customized, responsive customer service to each insured.
  • Risk Control personnel, available to provide value added risk control services and support.

E&S Property Benefits

  • Financial strength and a stable market.
    • A.M. Best: A+ XV.
    • Standard & Poor’s: A+.
  • Knowledgeable and experienced staff.
  • Broad underwriting appetite.
  • Relationship focused on key partnerships.
  • Quick turnaround on quotes.
  • Flexible and open-minded.
  • Collaborative with our producers.
  • Thirty day policy issuance turnaround on primary/ground-up Arch policy forms.
  • Creative solutions. 

Submission Guidelines

Your submission should include: 

  • Risk specifications, including desired layering, target pricing and expiring carrier/program information.
  • Description of properties, including all COPE information, process hazards and specific underwriting issues affecting coverage(s) requested. 
  • Five year loss history 
  • Up to date detailed insurance to value statements in Excel format.
  • Any past loss prevention information available, including risk control recommendations. 
  • Business Interruption worksheets for manufacturing/processing and hospitality business.
  • Primary residential questionnaire (refer to the Document Library).  

The Arch Difference

Speak with a Regional Expert

Northeast Contact

Christopher Shea

Regional Vice President, E&S Property

+1 212 271 8378

[email protected]

Central/South Central Contact

Rebecca Wicker

Regional Vice President, E&S Property

Direct: +1 312 601 4528

Mobile: +1 872 600 3280

[email protected]

Southeast Contact

Tonya B. Courtney

Regional Vice President, E&S Property

+1 470 607 5771

[email protected]

West Contact

Stephen Hoebink

Regional Vice President, E&S Property

+ 1 213 283 3563

[email protected]

Document Library

Arch Primary Residential Supplemental Questionnaire

Download PDF

Excess & Surplus Property Brochure

Download PDF