Arch Gateway

Arch Gateway is a monoline property insurance product designed for middle market clients who desire a 100% solution on an admitted basis.


The Arch Gateway® advantage is centered on the delivery of our services with a key focus on speed, flexibility and contract certainty. Arch Gateway is a specialty solution for middle market customers who may be overlooked by traditional admitted carriers due to size or other restrictions. 

Arch Gateway expands and enhances our capabilities beyond our traditional Retail Property quota share and excess of loss placements for large risk management business. In addition to our Retail Property offerings, Arch’s E&S Property team underwrites surplus lines products via your wholesale broker partners. 

Corporate Contacts

Valerie Turpin

Chief Underwriting Officer, Property

+1 347 514 5218

[email protected]

Peter Flores

Senior Vice President, Retail Property

Direct: +1 212 271 8367

Mobile: +1 917 499 5550

[email protected]

Our Brand Promise

Pursuing Better Together encapsulates how we do business at Arch Insurance. It is an approach that is based on collaboration, responsiveness and a genuine commitment to continually raising the bar.

It is our promise to our brokers, colleagues and other partners to:

  • Listen, share insights and work together to deliver informed solutions.
  • Build trusting, respectful and responsive relationships.
  • Understand your goals and explore possibilities together.


  • A reasonable and flexible underwriting approach. 
  • An easy to read contract with competitive and equitable coverage, built with feedback from our broker and claim partners. 
  • The ability to expand coverage without having to add multiple endorsements. Optional coverages such as cyber and boiler & machinery can be embedded seamlessly. 
  • A responsive claims team. 
  • A flat organization giving us the ability to enable quick submission turnaround and underwriting decisions. 

Customer Profile

Low to moderate hazard classes such as: 

  • Financial services. 
  • Healthcare. 
  • Higher education.
  • Hospitality.
  • Low to moderate hazard manufacturing. 
  • Media and communications. 
  • Offices, service risks and real estate. 
  • Retail and shopping centers. 
  • Recreation and entertainment.

Product Highlights


  • Policy limit: up to $150M. 
  • Minimum TIV: $10M. 
  • Minimum deductible: $10,000. 
  • Minimum premium: $10,000. 
  • Territory: United States — its territories and possessions, including Puerto Rico. Foreign locations cannot be included.  
  • Risk quality: predominantly noncombustible construction with adequate protection. 


  • Coverage: Comprehensive All Risk form with minimal endorsements, clear definitions, affirmative cyber coverage and scheduled flood locations.
  • Admitted Paper: Arch Insurance Company, A+ Rated by Standard & Poor’s.
  • Sublimits offered depend on the actual exposure. Sample limits include:
    • Earth Movement:
      • California: $2.5M.
      • Pacific NW: $10M.
      • New Madrid: $25M.
      • Other Areas: $50M.
    • Flood:
      • High Hazard: $1M.
      • Moderate Hazard: $5M.
      • Low Hazard: $10M.
    • Contingent business interruption: $2.5M worldwide.
    • Cyber: $250K optional coverage. 
  • Boiler and machinery: Fully embedded, including jurisdictional inspections. 
  • Terrorism: Certified acts and noncertified acts of terrorism available as an option.

Service Delivery

  • Our in-house claims professionals have extensive experience handling most types of losses and are dedicated to providing customized, responsive customer service to each insured. 
  • Risk Control personnel, available to provide value added risk control services and support. 


  • Available through select retail brokers. 

Submission Guidelines

  • Detailed statement of values with full COPE information. 
  • BI worksheets. 
  • Risk engineering for key locations. 
  • A minimum of five year loss history. 
  • Full specifications including preferred limits and deductibles. 

The Arch Difference

Speak with a Regional Expert

New England Contact

Craig Hugel

Vice President, Retail Property

+ 1 959 255 8878

[email protected]

Philadelphia/Mid-Atlantic Contact

Michael Koenig

Regional Vice President, Retail Property

+1 215 606 1684

[email protected]

Great Lakes Region Contact

Jason Rudy

Vice President, Retail Property

+1 216 264 9877

[email protected]

South Central/West Contact

Keith Thomas

Assistant Vice President, Retail Property

+1 213 760 1288

[email protected]

New York Metro Contact

Brian Roberts

Regional Vice President, Property & Real Estate & Hospitality Industry Practice Lead

+1 646 930 0438

[email protected]

Southeast Contact

Robert H. Balkcom, Jr.

Assistant Vice President, Retail Property

+1 470 407 5334

[email protected]

Central Contact

Tom McGrath

Assistant Vice President, Retail Property

+1 312 319 2961

[email protected]

Document Library

Arch Gateway Brochure

Download PDF

Retail Property
Shared & Layered

Excess & Surplus