Participant Accident Insurance (Special Risk)

Accident protection for participants, group members or students taking part in sponsored and supervised activities and events.

The Arch Insurance Accident & Health division provides participant accident insurance solutions for employer groups of all sizes, including Fortune 500 companies, multi-national corporations, mid-size employers and small businesses. In addition, Arch offers accident programs for schools and members of groups or associations participating in sponsored activities. Our product innovation, underwriting expertise and superior customer service give Arch the unique ability to provide customized solutions for our clients.

Key features of the participant accident insurance plan include:

  • Accident medical benefits. 
  • Accidental death and dismemberment. 
  • Customized plans for annual or short-term basis. 
  • Benefits may be extended to cover travel to and from an activity or event. 
  • Emergency medical evacuation & repatriation. 
  • May be offered in conjunction with general liability coverage. 
  • Coverage is available at various levels: individual participant and family, league, team, etc.
  • Additional enhancements are also available.
Arch's participant accident insurance covers groups of travelers, including students.

Groups who offer supervised activities, such as camps or youth groups, may benefit from having participant accident insurance coverage.

The following groups may benefit from Participant Accident Insurance:

  • Charitable and non-profit organizations
  • Civic organizations
  • Religious organizations
  • Youth groups
  • Camps
  • Schools
  • Youth sports teams and leagues
  • Day care centers/nursery schools
  • Clubs, including sports and non-sports
  • Volunteer firefighters

Participant Accident Insurance for Non-Profit Organizations

Find out how non-profit organizations can help protect their volunteers and participants with accident insurance.

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Contact Us

Corporate Contact

Jim Villa

Senior Vice President, Strategy and Distribution, A&H

+1 908 285 5336

[email protected]

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Insurance coverage is underwritten by a member company of Arch Insurance Group Inc. This is only a brief description of the insurance coverage(s) available under the policy. The policy contains reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in the policy. If there are any conflicts between this document and the policy, the policy shall govern. Not all coverages are available in all jurisdictions.