Occupational Accident Insurance

Occupational accident insurance coverage helps protect individuals who may not be covered under a workers’ compensation policy, or it can provide supplemental benefits to existing policies.

The Arch Insurance Accident & Health division provides a range of occupational accident insurance solutions for groups of all sizes, from “gig” workers and first responders to Fortune 500 companies and multinational corporations. Our product innovation, underwriting expertise and excellent customer service give Arch the unique ability to provide customized solutions for our clients.

Learn more in our overview document about Arch Insurance’s occupational accident coverage. This coverage can help protect individuals who may not covered under a workers’ compensation policy, or it can provide supplemental benefits to existing policies.

Additional Information

Overview of Occupational Accident Insurance

Occupational Accident Insurance is an important options for workers in the Gig Economy.

The Gig Economy

Those Independent Contractors who work in the gig economy have unique needs for accident insurance. From delivery drivers and dog walkers to business consultants and contractors, each individual should consider the importance of accident insurance in their personal business. Arch’s solutions may be able to help protect workers in various jobs in the gig economy.

Contact Us

Corporate Contact

Jim Villa

Senior Vice President, Strategy and Distribution, A&H

+1 908 285 5336

[email protected]

United States

Accidental Death & Dismemberment Insurance

Accidental Death and Dismemberment (AD&D) insurance provides coverage for tragic events that may result in severe injury or loss of life.

Learn more

United States

Participant Accident Insurance (Special Risk)

Arch provides accident protection for participants, group members or students taking part in sponsored and supervised activities and events. This may include youth groups, schools, civic and religious organizations and others.

Learn more


Insurance coverage is underwritten by a member company of Arch Insurance Group Inc. This is only a brief description of the insurance coverage(s) available under the policy. The policy contains reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in the policy. If there are any conflicts between this document and the policy, the policy shall govern. Not all coverages are available in all jurisdictions.