Accidental Death & Dismemberment Insurance

Accidental Death and Dismemberment (AD&D) insurance provides coverage for tragic events that may result in severe injury or loss of life.

This type of insurance may provide coverage in the event that an accident results in the loss of:

  • Life.
  • The use of limbs and/or torso (quadriplegia or paraplegia).
  • Physical limbs (hands, arms, legs).
  • Multiple fingers.
  • Sight or Hearing.
  • Speech.

Corporate Contact

Jim Villa

Senior Vice President, Strategy and Distribution, A&H

+1 908 285 5336

[email protected]

Key Plan Features

  • Employer-paid or non-contributory.
  • Flat amounts or multiples of salary.
  • Enhanced dismemberment schedule.
  • Additional benefits included, typically as flat dollar amount or percentage of accidental death benefit.

United States

Business Travel Accident Insurance

Employers and risk managers recognize the hazards that come with travel and rely on a business travel accident (BTA) plan to protect their employees.

Learn more

United States

Occupational Accident Insurance

Occupational accident coverage helps protect individuals who may not covered under a workers’ compensation policy, or it can provide supplemental benefits to existing policies.

Learn more


Insurance coverage is underwritten by a member company of Arch Insurance Group Inc. This is only a brief description of the insurance coverage(s) available under the policy. The policy contains reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in the policy. If there are any conflicts between this document and the policy, the policy shall govern. Not all coverages are available in all jurisdictions.