Commercial Combined

Our Commercial Combined Insurance allows businesses to successfully combine property and liability insurance into one integrated product. Available through your local regional branch.

Commercial Combined Insurance

Our Commercial Combined insurance allows businesses to successfully combine buildings, contents and liability insurance into one integrated product, offering a real breadth of choice. We look to write UK-domiciled commercial and industrial accounts, predominantly in the manufacturing, services and property owners sectors together with selective elements of the retail sector.

We will consider incidental work away with exposures up to 50% of the total of the manual wage roll and payments to subcontractors on well managed risks within strategy. We will write liability on a standalone basis whether that’s public/products, employers’ liability or both. We do not tend to write in the construction or agricultural sectors.

Key Features

  • Full accidental damage cover, including damage to glass.
  • Customers/suppliers extension, limit £100,000.
  • Legal expenses insurance including cover for contract disputes.
  • A wide range of standard and optional extensions that can be tailored to meet the client’s individual needs.
  • Access to a range of added value services, including online production of health & safety plans, business continuity plans, telephone help lines providing legal and health & safety advice and employee counselling.

Target Market

  • Builders merchants.
  • Electronic manufacturers.
  • Plastic injection and extrusion.
  • Precision engineers.
  • Retail chains.
  • Services (offices).
  • Wholesalers.
  • Woodworkers (precision).

Document Library

Commercial Combined Appetite Factsheet 2024

Download PDF

Policy Documents

Marine Cargo Policy Wording [8010A/PW/INS/1910]

Download PDF

Marine Freight Liability Policy Wording [8020A/PW/INS/1910]

Download PDF

Get in Touch

Trade with Us Regionally

Our 11 UK regional offices are staffed by empowered underwriters to ensure brokers secure the best possible insurance solution for their clients.

Premium Finance Option

Brokers and policyholders should review our “Premium Finance – What You Need to Know” documents available in the link below.

Trade with Us Online

Contact our development team to discuss our online offering.

Justin Wright

Broker Relationship Development Manager (Digital)

Our Brand Promise

Pursuing Better Together encapsulates how we do business at Arch Insurance. It is an approach that is based on collaboration, responsiveness and a genuine commitment to continually raising the bar.

It is our promise to our brokers, colleagues and other partners to:

  • Listen, share insights and work together to deliver informed solutions.
  • Build trusting, respectful and responsive relationships.
  • Understand your goals and explore possibilities together.

UK Regional Division


Terrorism insurance now available through any one of our local regional branches. We can offer stand-alone or embedded coverage with a flexible structure and competitive pricing.

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UK Regional Division


Our Motor Fleet and Motor Trade insurance is underwritten by our regional network of experienced and empowered underwriters. Commercial Vehicle insurance can be accessed online.

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