In conversation with Andy Sibbald, he shares insights from his first year as Property Owners Underwriting Manager at Arch Insurance. With over 35 years of industry experience, Andy discusses how he’s embraced Arch’s collaborative culture while strategically enhancing the company’s residential property owner proposition. His unique perspective, shaped by roles in underwriting, broking, and compliance, has helped create a more focused yet flexible approach that strengthens Arch’s position in the market.
How has your first 12 months at Arch Insurance been?
It’s been fantastic. I’ve visited nearly all branches and found everyone incredibly friendly and eager to engage. The collaborative culture at Arch is truly refreshing – there’s a unique way people interact here that makes it special.
How has our property owners proposition evolved over the last year?
We’ve enhanced our residential property owner strategy with greater clarity and purpose. I worked closely with all offices to create consistent understanding of our target markets. We’ve developed clear definitions across our entire property spectrum and identified where Arch can truly excel in the market. This collaborative approach has allowed us to focus on profitable segments while maintaining our strong broker relationships.
What makes Arch Insurance’s underwriting approach distinctive?
Arch has a proven track record of underwriting risks that support brokers and our mutual clients. Under Stuart Danskin’s leadership, we maintain a focused approach while still demonstrating flexibility when opportunities arise. What’s impressive is our ability to consider unique risks when they’re thoroughly understood – we’re not just “vanilla” underwriters. When we have complete information and proper risk assessment, we can make thoughtful decisions that benefit both Arch and our clients.
How does your experience enhance Arch Insurance’s property owners offering?
My 35+ years in insurance brings valuable perspective. In 2020 whilst in a broking role, I helped bring a property scheme to Arch that continues today. My experience spans underwriting, broking, and compliance, giving me a well-rounded view of the industry. I’m passionate about sharing this knowledge with our branch underwriters, who I consider my customers. My philosophy centres on thorough risk assessment leading to satisfied policyholders at claim time, when Arch truly shines.
What do you enjoy outside work?
My wife and I have two Spanish water dogs, George and Bernie, who are essentially our children! I often develop my best underwriting ideas during our daily 3–6-mile walks. I’ve written a comprehensive 200-page technical underwriting guide for Arch while walking the dogs! We love city breaks across Britain and beyond, and I’m both an aspiring golfer and enthusiastic cook and foodie.