Modern retail businesses require specially designed commercial insurance to stay operational 24 hours a day. To access our Retailers insurance, speak to your local regional branch or visit our online portal.

Product Detail

Our Retailers insurance is specially designed to meet the needs and responsibilities of the modern retailer. Our expert underwriters, who are specialists in the sector, are available to help you tailor the policy benefits to meet the specific needs of your client as well as discuss a range of added-value services.

Key Features

  • Full accidental damage cover, including damage to glass.
  • Seasonal increase of 25% for stock.
  • Wide business interruption cover including failure of utilities.
  • Employers’ liability £10,000,000.
  • Public/products liability £2,000,000.
  • Legal expenses including cover for contract disputes.
  • A wide range of standard and optional extensions that can be tailored to meet your client’s individual needs.
  • Access to a range of added value services, including online production of health and safety plans, business continuity plans and telephone help lines providing legal and health and safety advice and employee counselling.

Target Market

  • Florists.
  • Grocers.
  • Book shops.
  • Arts and craft.
  • Confectioners.
  • Gift shops.
  • Bridal wear retailing and stationers.
  • High-risk goods such as wines and spirits, cigarettes and tobacco can all be covered.

Policy Documents

Get in Touch

Trade with Us Regionally

Our 14 UK regional offices are staffed by empowered underwriters to ensure brokers secure the best possible insurance solution for their clients.

Trade with Us Online

Contact our development team to discuss our online offering.

Justin Wright

Broker Relationship Development Manager (Digital)

Our Arch online portal is available to insurance brokers who already place business with us.

Our Brand Promise

Pursuing Better Together encapsulates how we do business at Arch Insurance. It is an approach that is based on collaboration, responsiveness and a genuine commitment to continually raising the bar.

It is our promise to our brokers, colleagues and other partners to:

  • Listen, share insights and work together to deliver informed solutions.
  • Build trusting, respectful and responsive relationships.
  • Understand your goals and explore possibilities together.

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